Thursday, January 15, 2009

Money Attraction Secrets

It seems like attracting money is one of the hardest thing for people to do. I know it was for me at first. There are so many "blocks" that we have in our minds that really keep us from breaking out of what we are used to and climbing into a new income bracket. You will notice that middle class children tend to grow up to become middle class adults and wealthy children will tend to grow up to become wealthy adults.

Earning a large income is part of the way to create real wealth, but learning how to make your money grow is more powerful. The more that you learn what controls your decisions on where to invest your money and what to invest it in, the more you will be able to control your money situation and make your wealth grow.

THE SECRETS TO ATTRACTING MONEY DO NOT HAVE TO BE SECRETS!

You can learn how to make your mind become like a virtual magnet to money. You can make that magnetic force within you become stronger and stronger until you do break free from the barriers that keep you from attracting large amounts of money in your life. Wealth is not something that can only be inherited, it can be learned.

Another secret to attracting wealth is that when you learn how to change your frame of mind and turn on that magnet, you will find that attracting money is not nearly as complicated as you may have once believed. There are real and tangible ways to make money come to you in large amounts and there are also scams that make these same promises but fail to deliver. (Ask anyone who is really involved in MLM how much money they really make and you will find that most do not even make $ 10,000 a year from their "wealth" program.)

The process of attracting money has to come through a real and tangible source or else it will not come at all. The scams that are here today will be gone tomorrow, but true wealth can last forever when you know how!

By Bryan Appleton

Learn how to attract love, money, or happiness or all three in YOUR LIFE NOW! Go to http://www.successfulfather.com and SIGN up for the FREE newsletter and BOOKMARK the site and return as often as you can!

You can attract the life that you truly desire! All you have to do is learn HOW!

Law of Attraction Secrets

Bryan Appleton is an investor/entrepreneuer who has dedicated himself to teaching others how to achieve their dream life. He is also a proud single father with one son.

You can publish this article as long as you leave it intact and in full as well as keeping the url link clickable.

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How to Make 100 Dollars Each Night While Sleeping - Interest(ed)?

Imagine going to sleep each night and waking up in the morning to find a crisp, new, 100 dollar bill on your bed-stand. Multiple this by 365 days in the year and it will amount to $36,500. Multiple this by ten years and you will have $365,000.

Few of us are positioned today to make $100 each day using the formula I describe below, but by understanding the formula, applying it, and staying true to it your money will grow - slowly at first and then quickly accelerating.

A few notes: This is very basic information that we tend to forget about. We get so absorbed in the random nature of the stock market, the fleeting opportunity for a quick buck via the lottery, and reward-type credit cards, and free checking accounts that we forget about the simple math. I am intentionally leaving out compounding and taxes. If you need to pay more taxes because you are making more money it's a good thing - you are doing your patriotic duty!

So, the secret?

Interest.

Let me explain.

Let's say I want to wake up each morning with a penny on my bed-stand. Assume for this discussion that I can earn 5% interest on my money (even though money markets and savings accounts are much lower right now). To wake up with a penny each morning I would need to earn $3.65 per year in interest. Apply the simple math (remember Ms Jones or Sister Ann Marie) as such:

$10 at 5% = 50 cents interest per year - too low

$100 at 5% = $5.00 interest per year - too high

$73 at 5% = $3.65 interest per year - my goal for a penny per day

Wow! $73.00 is needed to make a measly penny per day? That's a lot of work!

Actually, it is not work. The work is earning the $73.00 and keeping away from the temptations long enough (hang on, my latte is ready) to put the money where it can work for you. Once you have the $73.00 in a 5% interest account it is doing the work for you. You won't actually wake up with a shiny penny each morning unless you (or a loved one) places one there, but through the course of the year you will earn the $3.65 of interest. Oh yeah. Compound interest (good thing) and taxes (bad... er... good patriotic thing) improve the formula.

Wow (said sarcastically). Again. A penny a day does not motivate me. It makes me just feel worse.

So, let's do some more math:

$730 at 5% = $36.50 interest per year - 10 cents per day

$7,300 at 5% = $365.00 interest per year - $1.00 per day

$73,000 at 5% = $3,650.00 interest per year - $10.00 per day - getting more interesting

$730,000 at 5% = $36,500.00 interest per year - $100.00 per day - our goal

Gee, I only need $729,990 more and I can make $100 per day in interest. Depressing, right?

Simple as this seems, if you can get your money to work for you it gradually changes from peanuts to something you can really get excited about! Just like watching an oak tree grow, it seems to take forever until years later when you look at it and realize how quickly it has grown.

So, start with $73.00 in a 5% (or the best you can find right now) interest account and earn your penny per day. Each time you double the amount you are saving you also double the amount of interest you receive. Which in turn makes your money grow even faster.

Get motivated by starting small and celebrating that penny you earned today without having to lift a finger, and increase your celebrating as your balance grows, and grows, and grows.

And soon the day will come when you wake up to find a fresh, crisp, new, 100 dollar bill next to your bed.

By Shawn Lovett



The author of this article, Shawn Lovett, runs the motivation tricks, tips, and techniques web site at http://www.motivationtricks.com

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Why I Want to Be Rich

When you have more then enough you can live where you want to live. If you like condos you buy that, If you like mansions you buy that, you like living in a ranch, you buy that. You live the life that you want and not the live that you are forced to live because you can not even afford the basics.

If you like helping people help themselves you can give money to help people in need of housing. You can help the elderly by making contributions to organizations that take food to those that do not qualify for a government paid person to come and cook for them. Feed the poor in New York or Orphans in Israel that need your help so you can give to that as well. So having more then enough is a good thing.

A second reason why I want to be rich is because debt is stressful. I managed to get a B.A. in Economics back in 1982 with the help of student loans and student grants. I paid it off but did not take that debt seriously, just simply took years to do it. Then I went to buy my first car and they said I needed a credit card because I had no credit history. I reached my credit limit some 2 or 3 times and that was enough. Thanks to those people that pointed out that you end up paying much more then the price of the product many times over because of the interest rate, I decided not to have them.

I now have a debit card that I can use as a credit card but they take the money out of my account right away. It is important not to try to keep up with the Jones. It is very important not to spend more then what you make. Credit cards are fine if you pay the balance off when it is due at the end of each month and therefore, do not pay interest on what you have purchased. If you are unemployed with debt that is stressful. People get divorced because of debt and the mismanagement of money, the inability to pay the bills.

Now I am working on making enough so that I can pay the bills and have money left over to save for a rainy day or for unexpected expenses or have a years worth of expenses saved up in case of unemployment, illness or job loss. My neighborhood is improving and due to gentrification, I now have to pay more to live in the place that I grew up in. Inflation has a way of eating up your savings and just simply making the same amount every year is not enough. Rents go up, prices go up and so you need to make more.

Another reason for wanting to have more then enough income is so that I can go on vacation at least once a year. Would it not be great if you can take a vacation where you want to and not have to worry about the expense? As a caregiver, I have seen my income go down and have even experienced poverty because keeping a job whether full-time or part-time and taking care of someone else, is very difficult. With more then enough money, like having an annuity or enough stocks or bonds to actually live from the gain, the interest, helps us focus on the people and things that matters. We are not stressed to make ends meet.

Finally, money is very useful when it comes to friends. If you want to go out to dinner or go on vacation with friends, that takes money. If you want to visit a friend or family member that lives far away, that takes money. So even the quality of your friendships is affected by the amount of income you have coming in on a regular basis.

By Ana Vargas



vargasanai@yahoo.com

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The First Step to Becoming Wealthy

You want to build wealth in your life and that is good. There is only one problem. You are not quite sure on where you should start. In fact, maybe this is the most confusing part for you. That's okay. You are not alone. Most people really are unsure of what the very first step to building wealth really is. And with so much conflicting advice and information out there, it is easy to understand why you feel this way.

SO, WHAT DO YOU DO?

The question then becomes, what do you do in order to ensure that you do finally begin to build the wealth that you desire. Do you go right out and start a business? Or, do you begin to make investments right away?

As much as you may want to attract wealth now, you have to be able to exercise a little bit of patience and control. Otherwise, you will not be thinking as clearly as you can and thinking clearly is very important to building wealth. When you can have a very clear vision on exactly what you want, you are that much closer to actually achieving it.

That brings me to the first step. You have to know exactly what you want. You have to set a specific goal. Wealth is too broad of a term and you have to know exactly what you want to create if you are going to really create it.

Know what you want. Is it an extra few hundred dollars a month or do you want to earn thousands so that you can not only build a certain amount of wealth, but also gain your financial independence.

Learn how to attract love, money, or happiness or all three in YOUR LIFE NOW! Go to http://www.successfulfather.com and SIGN up for the FREE newsletter and BOOKMARK the site and return as often as you can!

You can attract the life that you truly desire! All you have to do is learn HOW!

Law of Attraction Secrets

By Bryan Appleton


Bryan Appleton is an investor/entrepreneur who has dedicated himself to teaching others how to achieve their dream life. He is also a proud single father with one son.

You can publish this article as long as you leave it intact and in full as well as keeping the url link clickable.

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Mutual Funds Investing - How it Works

A mutual fund is simply a company that pools together the money of various investors for the purpose of making several different of investments. This collection of investments-which can be made up of stocks, bonds, and money market funds-is referred to as the portfolio.

The responsibility for managing mutual funds is assigned to a professional investment manager, whose sole function is to buy and sell securities with the goal of increasing the fund in the most effective manner possible. Investors in a mutual fund in essence become shareholders of the mutual fund company. Obviously, the state of the mutual fund directly affects each individual investor. When the mutual fund profits, investors earn a dividend. When the mutual fund suffers a loss, the value of the investor's shares will decrease.

Mutual funds are, by nature, diversified types of investments. What this simply means is that they are comprised of many different investments. The implication of this for the investor is they can avoid having all of their eggs in one basket so to speak. And there is generally a much lower risk involved.

It is of course the responsibility of the fund manager to make sure that the mutual fund performs as well as it possibly could. This is after all what the investor's are paying him or her for. With the fund manager's income based on how effectively he or she is able to increase the fund, it is in their best interests to make sure that it performs well.

Because investors assign the job of managing the fund to someone else, they do not have to bother with diversifying the investments themselves or even keeping their own records. In most cases, investors can simply buy stocks and forget about them. Of course since it is your money that is at stake, you will want to be informed about the status of your investments from time to time.

Mutual funds fall into three main types:

Equity funds - These are comprised of investments of common stock. These generally earn more money than other types, although they may be riskier.

Fixed-income funds - These are government and corporate securities that offer a fixed rate of return. These are generally pretty low risk investments.

Balanced funds - These investments are made up of both stocks and bonds and they are generally mid- to low-risk.

While low risk investments may seem like a good idea-and they in fact are-they will also offer a lower rate of return. It is important therefore to decide what risk-to-return ratio you are most comfortable with, and make your investments accordingly. Careful research is key in finding a mutual fund that offers the level of risk you are willing to take and the returns that you want.

For more information about the different types of mutual funds available, and how to win big in mutual funds investing, visit www.mutual-funds-investing.info

By Liam Wiltshire



Liam Wiltshire runs a blog dedicated to helping anyone succeed in all investments, particularly mutual funds investing at http://www.mutual-funds-investing.info

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Turn 10 Dollars Into a Million - Just Double Your Money 15 Times

Yes you read it right. If you have 10 dollars you are just 15 steps away from being a millionaire. Yes I know that sounds way to good to be true, but I am here to tell you that all it takes is ten bucks and a little bit of planning. All you have to do to make your first million is decide how you are going to invest your money in order to double it just fifteen times. Now I will tell you as you get closer to the fifteen mark it is going to become a little bit harder, but if it didn't pose a tiny challenge at least would it really be worth it.

Obviously the original 10 dollar doubling will be a piece of cake. Everyone has that friend that is always looking for a gamble. Bet your friend double or nothing on a game, or anything that has a win or loss outcome. Of course you are going to have to win the bet or you will have to start all over.

Eventually you will rob him blind and have to move on, ha-ha that is after all what friends are for. Let's say you have managed to make enough that you can invest in a car, get a car fix it up and sell it for twice as much. Now we are into club investing money. Choose a night of a big event and be the clubs backer. Eventually with a little planning you will be living large.

By Samuel Austin

If you need money now, like I mean in the next hour, try what I did. I am making more money now than in my old business and you can too, read the amazing, true story, in the link below. When I joined I was skeptical for just ten seconds before I realized what this was. I was smiling from ear to ear and you will too.

Imagine doubling your money every week with no or little risk! To discover a verified list of Million Dollar Corporations offering you their products at 75% commission to you. Click the link below to learn HOW you will begin compounding your capital towards your first Million Dollars at the easy corporate money program.

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